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Visitor Travel Medical Insurance - Benefits
Visitor Travel Medical Insurance plans focus on providing coverage for your medical expenses resulting from sudden illness or injuries during your trip. Short Term Travel Medical Insurance can be purchased anytime and you can specify the coverage start date.
Travel Medical insurance policies will support trips from seven days to 2 years. Travel Medical Insurance plans offer many levels of coverage (from $50,000 to $1,000,000), various deductible levels (from $0 to $2500) and many options (coverage for sports, athletics, terrorism etc.).
Emergency Medical Expenses,
Dental Expenses
Prescription Drugs
Emergency Medical Evacuation
Repatriation of Mortal Remains
Emergency Medical Reunion
Accidental Death & Dismemberment (AD&D)
Flight Accident or Common Carrier Accidental Death & Dismemberment
Home Country Coverage
Trip Cancellation
Trip Interruption
Visitor Travel Medical Insurance - Characteristics
Various levels of Deductibles and Co-insurance: Deductibles (the amount you will pay prior to payments from the insurance company) range from $0 to $2500. Co-insurance is the percentage or amount of covered expenses that you pay.
Exclusion for Coverage of pre-existing medical conditions
Secondary coverage: Implies in the event of loss or claim the plan will pay the remaining benefits after all other insurance plans your possess have made payments against the claim
Support for policy extensions or renewals
Flexibility on your return date with renewable policies
Coverage available even for seniors over 70 and 80 years
The cost of the policy is dependent on age, level of coverage and length of stay
Reduced rates for dependent children
Most plans can make direct payments to hospitals and doctors